N.J.S.A. 39:4-97, which defines reckless driving as driving without necessary caution in a way that could endanger others, makes it a traffic infraction in New Jersey. In addition to possible fines and insurance hikes, it adds two points to your driving record. Repeated infractions may result in heavier penalties, though they are not as severe as those for reckless driving. By keeping a spotless record or finishing a defensive driving course, drivers can lower their point total.