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I have been in and out of hospitals since '99. Did not get my gold card till '01.
My Dr's have always put me in private hospitals (Nowra Private). I have never asked for a private room as the rooms are for two. However I rarely have more than me in it (perhaps I snore). Since '01 I have not had to spend a penny so private cover has been useless to me.
Thanks Ron. I am in the process of canceling my private cover and upping my wifes to the top level cover. It works out at $60 a month cheaper. I am covered and my wife will have top private cover.
Go for it mate,,, Saves heaps by you opting out and changing you Wife's category to top cover with top extras in Defence Health for about $450 each Quarter.
Good Luck